PS-9 · AI Financial Health Scoring

Know which SMEs
are worth
the risk.

Upload a balance sheet. Get a composite financial health score, bankruptcy probability, and investment attractiveness rating — in under two seconds.

No credit card required · CSV upload ready

Financial Health Score

Acme Manufacturing Ltd.

Healthy
75/ 100

Altman Z-Score

3.24

Safe zone

Liquidity82
Debt Ratio61
Revenue Growth74
Expense Volatility55

94.4%

Model Accuracy

6,819

Companies Trained

<2s

Score Generation

4

Risk Dimensions

Capabilities

Everything analysts need.
Nothing they don't.

Purpose-built for credit analysts, investors, and lenders who need fast, trustworthy SME evaluation.

Multi-Factor Scoring

Liquidity ratios, debt coverage, revenue growth, and expense volatility fused into one composite health score.

Bankruptcy Risk Detection

Altman Z-Score integration flags distress signals before they become irreversible — weeks ahead of manual review.

Explainable AI

Every score comes with factor-level attribution. Understand exactly which metrics drove the evaluation — no black boxes.

Instant CSV Upload

Drop a balance sheet or P&L statement. Our pipeline normalises inconsistent formats and returns insights in seconds.

Investment Attractiveness

A standalone investment score surfaces the most fundable SMEs — helping capital allocators prioritise with confidence.

Adaptive to SME Structures

Trained on diverse company profiles — retail, manufacturing, services — the model adapts to non-standard reporting.

Workflow

From CSV to insight
in four steps.

01

Upload Financials

CSV export from your accounting tool — balance sheet & P&L.

02

AI Extraction

Our model parses 40+ financial indicators in under two seconds.

03

Score & Explain

Receive a composite health score with factor-level attribution.

04

Act on Insights

Export reports, flag risks, and rank investment candidates.

Ready to score your first SME?

Upload a CSV, receive a full financial health report in seconds.

Start for free